Tuesday, August 24, 2010

Is a unpaid payday loan in Texas considered a criminal case or a civil case?

If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?Is a unpaid payday loan in Texas considered a criminal case or a civil case?
No you cant go to jail, but it will screw up your credit and they can take you to court, which means additional fines and court cost for you.Is a unpaid payday loan in Texas considered a criminal case or a civil case?
Civil, unless the store can prove fraud. Fraud is criminal.





Also, in TX like in most States the penalties for writing bad checks do NOT apply to postdated checks written to cover payday loans.





Richard
It's civil, not criminal.
It's a civil matter
it's civil.

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